Leasing is a contractual agreement granting the use of some capital asset for a specified time in exchange for an agreed upon payment amount.  A lease can be favourable compared to outright purchasing due to different payment schedules and tax basis handling.

Top Home Loans via its specialist Leasing division (Top Leasing Solutions) can arrange favourable lease arrangements in the following categories:

Equipment Finance
-Printing, Cranes, Machinery, General Plant, Medical, Dental

Property Finance
- Residential & Commercial

Boat
- Pleasure & Charter

Vehicle
- Luxury, Company and older and unique vehicles.

Vehicle leasing in particular can be a very attractive alternative to buying for many people, although maybe not for everyone. (see Lease vs Buy ). You must decide about the importance of these benefits to you. So, what are the potential benefits of leasing when compared to conventional new-car purchase loans?

Lower Monthly Payments
Because you're only paying for the portion of the car or truck that you actually use, your monthly payments are 30%-60% lower than for a purchase loan of the same term.

More Car, More Often
Since your monthly payments are lower, you'll be able to get more car for the same money and drive a brand new vehicle every two to five years, depending on the term length of your leases.

Fewer Maintenance Headaches
Most people like to lease for a term length that coincides with the length, in months, of the manufacturer's warranty coverage so that if something major goes wrong with their car, it's always covered.

Lower Upfront Cash Outlay
Most leases require little or no down payment, which makes getting into a new car more affordable and frees up your cash for other things. However, you can choose to make a down payment to lower your monthly payment amount.

No Used-Car Hassles
With leasing, the headaches of selling a used car are eliminated. When your lease ends, you simply turn it back to the leasing company and walk away, unless you decide to buy it or trade it.
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